THE SHIFTING PLANES
OF THE U.S. DOLLAR
CHAPTER 7 – Secret IRA Tax and Investment Hacks: What You Need to
Know and What You Can Do
TABLE OF
CONTENTS
INTRODUCTION
CONCLUSION
CHAPTER 3 – Chinese Renminbi:
The Rising World Reserve Currency
CHAPTER 5 – Purchasing and Trading Gold and Silver:
Why You Should Consider This
CHAPTER 2 – The Inevitable Collapse of the U.S. Dollar:
What are the Causes?.
CHAPTER 1 – The U.S. Dollar as the World Reserve Currency
CHAPTER 4 – The Fiscal Crisis and What Actions It Can Cause the
Federal Government to Take
CHAPTER 6 – The National Debt and What the Government Can Do
19
15
13
11
09
06
03
07
02
INTRODUCTION
The mighty U.S. dollar may no longer enjoy the supreme
position of being the world’s number one reserve
currency. In the coming years, another formidable
currency may grab that status.
A lot of factors are affecting this shift in the U.S. dollar’s
power. The current geopolitical landscape and loosening
of ties with allies are some of the causes. The most
significant looming threat, however, is the emergence of
China’s economic prowess. China has become the world’s
largest importer of crude oil and is also backed by Russia
as its largest supplier.
China gaining the upper hand would mean international
central banks would have the renminbi, China’s official
currency, in their deposits. This will cause a high demand
for the renminbi and will have a great value in the
market.
If the Chinese renminbi is successful in replacing the
U.S. dollar, international goods will be priced in the
former’s currency. Other countries who have long been
suffering from the U.S.’s sanctions would be interested in
supporting this shift.
What would happen if the U.S. dollar reaches the brink of
collapse? The value of the U.S. dollar would plummet, and
anyone who possesses dollar-denominated assets would
desperately sell them at any cost, but no one would be
interested in buying them.
The U.S. dollar substantially weakened in 2025 because of
the shockingly massive national debt that has reached
$37 trillion. The suspension of the debt limit is one the
factors that have influenced this significant increase
in debt. If this is not responded to with reforms in
legislation by Congress, government spending on its
operations might no longer be sustainable, and U.S.
citizens could have to carry this financial burden.
Another effect of the U.S. dollar’s collapse would be
investors seeking to invest in other currencies, like the
euro and yen, or other assets like gold and precious
metals. The interest rates would increase, and U.S.-
imported goods would skyrocket and cause major
inflation. U.S.-exported products will be priced so low
that unemployment rates will significantly rise, and
the economy would spiral into a recession, or worse, an
economic depression.
With this looming gloom on the possibility of the U.S.
dollar’s future, how can you possibly protect yourself?
The best and the wisest move is to diversify your
investments by maintaining at least some assets in gold
or silver.
This book will explore all of these points and cover issues
you need to be aware of so you can make wiser financial
decisions, and create a safety net for yourself if the U.S.
dollar starts shifting for the worse.
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THE U.S.
DOLLAR AS
THE WORLD
RESERVE
CURRENCY
A ccording to the International Standards Organization
List, 185 currencies exist in the world. A majority of
these currencies can only be used within their own
countries. All of these currencies are, in theory, eligible
to be used as the world’s reserve currency, but for
certain reasons most will not.
Global currency, also known as world reserve currency, is
the accepted currency for trade and most international
transactions all over the world. The U.S. dollar, the euro,
and the yen are among the most popular world reserve
currencies. The U.S. dollar is the most popular global
currency, making up 64 percent of all known central
bank foreign exchange reserves.
The U.S. dollar is considered as the world’s most
influential currency. The strength of its economy
supports this claim. About $580 billion U.S. dollar bills
are utilized internationally, which comprises 65 percent
of all dollars being used. This comprises 75 percent of
$100 bills, 55 percent of $50 bills and 60 percent of $20
bills. The former Soviet Union and Latin America hold
most of these bills.
The financial crisis also caused the dollar to be even
more widely utilized. Japanese, German, French,
and British banks held more liabilities denominated
The U.S. dollar continues to dominate the global
foreign exchange market, participating in nearly
90 percent of all currency trades worldwide.
About 40 percent of global debt is also issued in
U.S. dollars, creating constant demand from
foreign governments and financial institutions.
This dependence was evident during the 2008
financial crisis, when non-U.S. banks faced
massive dollar-denominated liabilities,
prompting the Federal Reserve to expand dollar
swap lines to prevent a global dollar shortage.
More than one-third of the world’s gross domestic
product stems from countries that peg their currencies
to the dollar. Seven states have also adopted the dollar
as their currency, and 89 nations maintain a tight
trading range relative to the dollar.
CHAPTER 1
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in dollars compared to their own currencies. Bank
regulations were created and enacted to stop another
crisis that would make the dollars limited. The Federal
Reserve’s decision to increase the federal fund’s rate
worsened the situation, which made the money supply
decrease by making the dollars more expensive to
borrow.
The government’s willingness to maintain the dollar in
their foreign exchange reserves is also another proof
of the dollar’s strength. Foreign currencies are acquired
by the government through international transactions,
domestic businesses, and travelers who exchange them
for local currencies.
Before the dollar emerged to its current standing,
most countries connected the value of their money to
the amount of gold they owned. Any person or entity
holding that country’s paper money could present it to
the government, and receive the accepted amount of
gold from the country’s gold reserve. The U.S. owned
the largest gold reserve during that period, and the
world’s developed countries pegged the exchange rate
for all currencies to the U.S. dollar. The 1944 Bretton
Woods agreement pushed the dollar to its present
status, which allowed other countries to support their
currencies with dollars, rather than gold.
During the early 1970s, countries needed to resist
inflation, and so began demanding gold for the dollars
they owned. President Richard Nixon decided to
unbind the dollar from gold, to prevent it from getting
depleted. Around this period, the dollar had risen to
become the world’s dominant reserve currency.
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THE INEVITABLE COLLAPSE OF
THE U.S. DOLLAR:
WHAT ARE THE CAUSES?
CHAPTER 2
The unavoidable breakdown of the U.S. dollar as the
world’s reserve currency could be caused by geopolitical
pressures of varying degrees. The U.S. dollar is growing
to become more dysfunctional and is in the threat of
needing to be replaced.
One of the key geopolitical pressures affecting the U.S.
dollar is China’s continued rise and its growing influence
in global trade and financial markets. In recent years,
China has worked to manage economic risks, rein in
excesses in credit growth, and strengthen financial
oversight while maintaining overall economic stability.
These efforts have allowed China to advance its global
position without triggering major disruption to its
domestic economy or to international markets, further
reinforcing its role as an increasingly important
economic power.
Another geopolitical pressure is North Korea’s endeavor
to maintain its reputation and untouchability as a
nuclear figure, and how this affects China-U.S. ties.
Japan’s involvement in handling this threat in light of
domestic and foreign policy affects this as well.
Lastly, the U.S.’s loosening ties with the EU is affecting
its strength. The European Union is trying to plant its
feet as a more independent superpower. This may cause
Europe and Japan to rely less on the U.S. dollar, as they
shift their focus to fiscal policies to rectify domestic
issues. Europe is looking into allocating budgetary
spending on improving its defense limitations. Japan, on
the other hand, is keen on spending 2 trillion yen ($17.8
billion) to stimulate its economy.
Russia and Iran, affected by long periods of financial
and trade sanctions by the U.S., would gladly take part
in this arrangement. The graver threat would be if the
U.S.’s allies would be keen to accept the renminbi in
exchange for oil.
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CHINESE RENMINBI: THE RISING
WORLD RESERVE CURRENCY
CHAPTER 3
The Chinese renminbi has emerged as an established
global reserve currency and continues to expand its
role in international trade and foreign exchange
markets. As of 2024–2025, the world’s central banks
collectively held over $300 billion worth of renminbi-
denominated reserves, representing roughly 2–3
percent of total global reserves. While still small
compared to the U.S. dollar and euro, this share has
steadily grown as China promotes bilateral trade
settlement and alternatives to dollar-based systems.
China, together with Russia, called for a new world
reserve currency on in March 2009. The two nations
desire to designate a reserve currency that is detached
from a particular nation and can maintain its stability
for a long period of time. This capability would allow it
to be disconnected from intrinsic deficiencies that are
brought about by credit-based currencies.
China’s ownership of trillions of dollars is cause for
concern for the nation should inflation emerge and its
worth become significantly reduced. This is a possibility
since there has been an increase of U.S. deficit spending,
and the U.S. Treasury has been printing bills to support
the U.S. debt.
China has also become the world’s largest importer of
crude oil. Beijing has started to settle in gold, which
gives oil-exporting countries a higher level of security. If
China maintains its stable currency while purchasing oil
in renminbi, it will open the doors to an increased global
demand for their currency.
The International Monetary Fund designated the yuan,
another name for the Chinese renminbi, as a reserve
currency effective in 2016 following its inclusion in the
IMF’s Special Drawing Rights basket. This decision
reflected China’s growing global influence and efforts to
strengthen its financial system. The People’s Bank of
China (PBOC) manages the renminbi under a controlled,
market-based exchange rate framework. The IMF
continues to urge China to liberalize its capital markets by
allowing broader participation in global foreign exchange
trading.
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Chinese officials have taken steps to make the renminbi easier to trade in global foreign exchange
markets. The People’s Bank of China has gradually loosened its management of the currency
against the U.S. dollar, allowing greater flexibility and enabling foreign central banks to hold the
renminbi as a reserve currency. China has also expanded offshore renminbi trading infrastructure
by supporting clearing and settlement hubs in major financial centers, including London and
Singapore. These initiatives have made it easier for international companies and financial
institutions to conduct renminbi-denominated transactions through global and North American
banking systems.
Before the renminbi can function as a true global currency, it must continue to expand its role as a
reserve currency. Achieving broader reserve status would allow the currency to be used more
widely to price international trade and financial contracts. China exports a wide range of goods and
commodities that are traditionally priced in U.S. dollars, and greater use of the renminbi would
reduce its exposure to fluctuations in the dollar’s value. As more global central banks add the
renminbi to their foreign exchange reserves, demand for the currency would increase. Together,
these developments would enhance China’s economic influence relative to the United States.
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THE FISCAL CRISIS AND WHAT
ACTIONS IT CAN CAUSE THE
FEDERAL GOVERNMENT TO TAKE
CHAPTER 4
The financial crisis that emerged in 2007 caused
the Federal Reserve to aggressively respond to the
situation. It created and implemented many programs
geared to assist the liquidity of financial institutions and
to promote the improvement of the financial markets’
conditions. These efforts caused remarkable changes to
the Federal Reserve’s financial state.
The Federal Reserve continues to sustain its programs
of employment and price stability, even after the crisis
has been long concluded. These operations involve many
substantial purchases of long-term securities geared
towards reducing pressure on long-term interest rates
and improving the overall financial status.
The Federal Reserve utilizes a set of tools to address
financial conditions. The first set of tools are tied
to the central bank’s traditional role as the lender
of last resort. It offers short-term liquidity to
banks, depository organizations and other financial
institutions. Some examples in this category include the
traditional discount window, the Term Auction Facility
(TAF), Primary Dealer Credit Facility (PDCF), and Term
Securities Lending Facility (TSLF). The Federal Reserve
has also accepted bilateral currency swap agreements
with several foreign central banks. These agreements
support central banks in providing dollar liquidity to
banks in their jurisdiction.
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Another tool set involves offering liquidity straight
to borrowers and investors in leading credit
markets. Examples that belong to this category
include the Commercial Paper Funding Facility
(CPFF), Asset-Backed Commercial Paper Money
Market Mutual Fund Liquidity Facility (AMLF),
Money Market Investor Funding Facility (MMIFF),
and the Term Asset-Backed Securities Loan
Facility (TALF).
The last set of devices the Federal Reserve utilizes
is the expansion of the open market operations
to assist the credit market’s function. It also aims
to decrease the pressure on longer-term interest
rates and to support the broadening of financial
conditions and make it more accommodative
through the purchase of longer-term securities
for the Federal Reserve’s portfolio.
The Federal Open Market Committee (FOMC)
expanded policy accommodation aggressively
beginning in March 2020, purchasing $80 billion
per month in U.S. Treasury securities and $40
billion per month in agency mortgage-backed
securities, for a total of $120 billion monthly.
These purchases were intended to support
economic recovery, stabilize financial markets,
and promote conditions consistent with the Fed’s
dual mandate of maximum employment and price
stability. As a result, the Federal Reserve’s
balance sheet expanded from roughly $4.2 trillion
in early 2020 to a peak of nearly $9 trillion in
2022. Beginning in 2022, the FOMC ended asset
purchases and initiated quantitative tightening,
allowing up to $95 billion per month in Treasuries
and MBS to roll off its balance sheet.
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PURCHASING AND TRADING
GOLD AND SILVER: WHY YOU
SHOULD CONSIDER THIS
CHAPTER 5
Gold and silver have always remained an asset that
surpasses international borders, languages, and global
currencies. Because of its limited nature, no single
government or financial institution has complete
sovereignty over it, and gold will always possess inherent
value.
It is always best to take inventory of your investments and
see how each performs, especially if one area has become
imbalanced compared to others. Reputable investor Frank
Holmes has long encouraged that investors allocate a
percentage of their investment portfolio in gold. An ideal
rate would be five to ten percent of your investment
portfolio dedicated to gold, especially if you are looking to
diversify your investments for your retirement funds. He
notes that individuals need to take into account their own
risk tolerance before taking any steps. Holmes highlights
that gold has historically shared a low-to-negative
correlation with many traditional assets like cash, domestic
and international U.S. Treasuries and stocks.
Precious metals provide investors with more liquidity. One
can easily convert his or her gold or silver into the country’s
currency, or any other international currency.
Gold continues to be a formidable investment, delivering
exceptional performance in recent years. So far this year
alone, gold is up approximately 66% year-to-date,
highlighting its resilience amid economic uncertainty,
inflation concerns, and ongoing market volatility.
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Gold exploration budgets are also continuously
decreased, which could put intense upward pressure on
its value.
A large number of people choose to put their money
in stocks, which has collected more than $80 trillion
currently invested globally. Investing in gold would mean
having a safety net should the stock market crash.
There is a constant global demand for gold, and that
demand has continued to grow in recent years. In 2023
and 2024, central banks collectively purchased more
than 1,000 tons of gold annually, marking some of the
highest levels of official-sector buying on record. In
addition to central bank demand, a wide range of
industries rely on gold and other precious metals for
electronics, medical technology, energy systems, and
advanced manufacturing, reinforcing gold’s enduring
strategic and economic value.
Gold and silver can also protect you from the effects
of inflation. In the early part of the century, an ounce
of gold was valued at around $360. Today it has
appreciated to more than $4000. It is also a stable
vehicle and something that is essential to have if you
are looking to expand your investments. For example,
people who were severely affected during the 2008
financial crises could have cushioned the impact if they
had invested some of their assets in gold.
Investing in precious metals also provides you with
privacy since you do not have to give your information
to a private or public entity. This is what makes it
unique from other investment instruments. You have
control over what you want to do with your personal
information.
Finally the U.S. dollar continues to face the threat of
debasement. At the dawn of the 20th century it may
have enjoyed a peak value, but today the U.S. has
trillions of dollars in debt.
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THE NATIONAL
DEBT AND
WHAT THE
GOVERNMENT
CAN DO
CHAPTER 6
The U.S. federal government has accumulated a
staggering $38 trillion in outstanding debt. This was
recorded in 2025, and represents an all-time high in
U.S. history. Approximately 80 percent, or more than
$30 trillion, is held by the public. The remaining 20
percent, or over $7 trillion, is held by different parts of
the government, also known as Intragovernmental
Holdings.
Generally, Congress has the capacity to set the
limit on how much the government can borrow
by enforcing a debt ceiling. In circumstances where
the Treasury Department reaches this limit, it may
no longer be able to borrow funds to finance
government operations. In recent years, repeated
debt-limit reimpositions have forced the Treasury
to rely on so-called “extraordinary measures” to
keep total federal debt from breaching its legal cap.
Massive government spending is the single biggest
cause of the high national debt. Four programs received
the largest bulk of the federal budget, specifically
Medicare, Medicaid, Obamacare, and Social Security.
These programs expended 52 percent of all tax dollars.
The four programs’ growth will continue at this rate
since they are on autopilot. This means that the budget
that will be allocated is based on formulas described in
their legislation. They contain variables that are relative
to external factors, such as wage, inflation, food costs,
health care, etc. The absence of reforms would translate
to these entitlements and the debt’s interest becoming
the single driving cause of 83 percent of all spending
growth forecasted over the next decade.
Even if these entitlements are on autopilot, Congress
still has the final mandate on these programs.
However, lawmakers prefer not to make any reforms,
as it is politically challenging to slash the budget on
popular programs, even if some of them have become
unsustainable.
Congress can decide to suspend the debt limit. This
enables the Treasury to borrow unlimited funds to
spend for government operations. It works like a blank
check for government borrowing, and once it ends, the
debt limit is raised based on the amount of debt issued
during the suspension.
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To illustrate, Congress suspended the debt limit in June 2023, allowing the Treasury to borrow freely
until January 2025. When that suspension ended, the debt limit was automatically reinstated at a level
exceeding $38 trillion. Similar suspensions and last-minute resolutions have occurred repeatedly over
the past decade. The U.S. government cannot continue ignoring the debt limit while accumulating
ever-larger amounts of debt without planning and implementing meaningful fiscal reforms.
An estimated over $1 trillion in tax dollars will be used to pay net interest on the national debt. As
government funds are increasingly prioritized to service this debt, there is significantly less money
available to support other primary concerns of the country, such as national defense, infrastructure, or
meaningful tax relief.
There is an urgent need for lawmakers and new administrations to reform entitlements, enforce
meaningful debt limits, and restore budget discipline to regain control over the national debt. The now
colossal $38 trillion debt poses a serious threat to American citizens and will almost certainly have
severe long-term consequences if it is not addressed.
Reaching the debt limit should be a cause for alarm to lawmakers, signaling that the current rate of
spending is unsustainable and that serious budget reforms must be considered. The government has
repeatedly reached the debt limit and has instead resorted to raising or suspending it without
implementing meaningful reforms. Failure to adopt long-term solutions will only allow the national
debt to continue ballooning out of proportion.
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SECRET IRA TAX & INVESTMENT
HACKS: WHAT YOU NEED TO
KNOW AND WHAT YOU CAN DO
CHAPTER 7
If you are like most people, you’re worried that you haven’t prepared enough for your retirement. The good news is
that it is never too late to begin.
Keep your investment plan simple, and focus on the economic indicators that matter: employment, housing and
debt. These three indicators enable you to create a common-sense understanding of the long-term outlook for the
American economy and gain valuable insights into how the federal government is likely to respond.
A financially wise decision you can make is to diversify your investment portfolio, particularly with assets that are
not directly affected by low interest rates, global instability, and soaring debts. An investment portfolio with a strong
foundation should contain at least some assets that gain ground in the event of a shock to the system. To do so, you
will need to explore assets that are outside traditional stocks, bonds, and real estate.
With your hard-earned money for retirement, how should you allocate it in such a way that it can stand strong in the
face of inflation and other threats that can threaten its value?
Since the beginning of human society, gold has been used in trade and as the measurement of purchasing
power. It has always been perceived as a treasure because of the inherent value it possesses. Precious
metals have proven to be a store of wealth that has withstood the test of time. There is only one asset
class that can be categorized as a “safe haven,” and that is gold and silver. Precious metals are finite
resources that can’t be controlled by any government or financial institution, and they will always have
their inherent value. Unlike paper-based assets, precious metals will perform well when the federal budget
deficits are eventually addressed with painful spending cuts and tax increases.
Owning gold means that no government or other factors can control your wealth. Unlike paper-based
assets, precious metals like gold and silver cannot be created out of thin air or be continually printed until
it is completely worthless. The government can instantly manipulate cash, but it’s much harder for it to do
that with gold. Taking a look at the GDP measured in U.S. dollars, and then measured in relation to gold will
tell the real story of how the economy is doing and how much the U.S. dollar is actually worth: no spin, no
manipulation, just the dollar’s real purchasing power.
Investing in Gold and Silver
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Gold’s Scarcity
Purchasing Power
This is why currency devaluation is such a destructive force. A 20 percent annual return on your
investments is worthless if the currency you hold is worth 20 percent less at the end of the year than it
was at the beginning. Although money can be printed, value cannot. By printing its way out of a debt crisis,
the government levies a hidden tax on those Americans who have saved and invested their wealth.
Gold has been able to maintain its relative purchasing power throughout history. That’s a key reason why
physical gold once backed each U.S. dollar. The government could not manipulate the dollar as they do
today and the gold-backed greenback was much more than a promise printed on a piece of paper. Should
the government continue creating money through liquidity enhancement and quantitative easing, it is
common sense to assume that each dollar you save will gradually lose value regarding what it can buy.
Many investors lost almost half of their nest egg in the Great Recession of 2008 because of over-reliance
on paper assets. If investors had owned some precious metals, their future would have been different.
Dividing your eggs among many baskets is a time-tested investment strategy essential to long-term
investing success.
Try to do an inventory and evaluation of your investments from the previous years. Then calculate the
average gold price for that year (you can check from various available sources, like kitco.com), divide your
net worth by the price of gold. How many ounces of gold could you have purchased with your net worth in
2000? That’s because you would have had to select investments that delivered outstanding performance
over the last ten years to keep pace with gold. Viewed another way, you needed to select investments that
have outpaced the deterioration of the dollar’s purchasing power. Very few investors have been able to
identify investment opportunities like that, especially in turbulent markets.
If your goal is to protect your wealth in terms of gold’s purchasing power, there are only two ways this can
be accomplished: pick investments that consistently outperform gold over the long run, or own gold to
diversify and hedge your assets from real risks. The truth is, the best investment strategy is a combination
of the two. And if you have learned anything from investing these past years, the easy days of planning for
retirement are long gone and are getting challenging as the years roll by.
Mining exploration has only gotten more difficult in recent years, and not only because of environmental
concerns. Long before any gold can be extracted, significant exploration and development costs are
incurred to determine the size of the deposit as well as how to extract and process the ore efficiently,
safely and responsibly. The total amount of gold in the world is a surprisingly small quantity. In fact, all of
the gold produced worldwide in one year could just about fit in the average person’s home!
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The Taxpayer Relief Act of 1717
Physical Gold and Exchange–Traded Funds
How Much of Your Retirement Fund Should You Allocate to Precious Metals
On the other hand, ETFs offer investors a way to own gold in the form of a paper investment. ETF gold
owners tend to be short-term profit-seeking individuals or institutions pursuing rapid buy and sell
investment strategies.
An ideal percentage to invest in gold and silver from your retirement fund is 5 to 20 percent. The final
amount will still depend on your risk tolerance and retirement horizon. In a nutshell, risk tolerance is
how much risk you are willing to withstand in your investments. The levels can range from conservative,
moderate, and aggressive. Whatever your risk tolerance is, gold is something every retirement investor
should consider closely.
As part of the 1997 Taxpayer Relief Act, Congress issued new rules allowing precious metals to be stored
inside special custodial IRA accounts. Anyone with an IRA or qualified plan now has safe and convenient
access to the benefits as well as the precious metals. Your precious metals investment can be stored
safely in Delaware at the DDSC (Delaware Depository Services Company). When the time comes for you to
take distributions from your account, the physical precious metals are delivered to you from the DDSC.
Financial professionals all agree that the key to success when it comes to long-term investing is asset
diversification – and precious metals is a key way to reduce risk in times of global uncertainty. With a
Self-Directed Precious Metals IRA, individuals have physical gold and silver inside their retirement account.
Thanks to the Taxpayer Relief Act of 1997, owning tangible and valuable precious metals inside your IRA
is simple and easy. The tax code allows a special self-directed or alternative-asset IRA that can possess
physical silver or gold.
However, it is very strict with the types of precious metals that it can accept. It must adhere to the purity
standards of gold, silver, platinum or palladium bars and coins in such accounts. Gold and other precious
metals that are fashioned into jewellery, and other coins, are prohibited.
There are two ways you can invest in gold; by purchasing physical gold or investing in an Exchange-
Traded Fund. Physical gold is one that you hold in your hands. Physical gold owners tend to be long-term
investors who are acquiring precious metals as a hedge against inflation, dollar devaluation, and other
unforeseen global economic and political risks. Moreover, coin collectors quickly grow to appreciate the
beauty, history, and designs of gold and silver coins.
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What You Can Do
How to Start Investing Gold to Your IRA
The only real solution to the debt crisis facing the U.S. is in your hands. Diversifying with gold and silver
is a common-sense strategy that every family should consider. You must take concrete steps now
to preserve and protect the purchasing power of your wealth or face the consequences of a reduced
lifestyle in your retirement.
In a stagnant economy, it is no longer enough pick a handful of stocks, invest for the long term,
and expect decent returns. Today’s turbulent market conditions make successful stock selection
increasingly difficult, if not impossible for the typical investor. Without sustained growth, the role of
speculators and traders on asset prices are magnified. All you have to do is look at the trading records
of the major investment banks over the years: they have been raking in the money. For every trade
they make, someone is on the other end. With the resources available to Wall Street traders compared
to those used by everyday investors on Main Street, it’s no wonder picking winners is so much harder
these days
Typically, the only accounts that do not allow you to rollover easily to another retirement account are a
401ks with a current employer, unless the account is fully vested. However, if you are a small business
owner, you may consider pursuing a Solo 401(k). This retirement plan allows business owners (and their
spouse) to take part in a tax-deferred 401(k) plan.
To start taking your first step in adding gold to your IRA, seek to get in touch with a knowledgeable IRA
precious metals specialists in filling out necessary documents. Eligible accounts that can be rolled over
include Traditional IRA and Roth IRS, Thrift Savings Plan (TSP), 401(k), 403(b), and 457.
In as little as three days, your new Self-Directed IRA can have funds transferred from your existing IRA.
Usually, there is no need to call your current custodian. Once your new IRA has funded, you can select
which precious metals best suit your investment criteria and time horizon, whether it be gold, silver,
or a combination of both. The precious metals you have selected will be shipped on your behalf and
stored at one of the many available storage facilities in the United States including the DDSC (Delaware
Depository) or Brinks Global Services USA, Inc.
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CONCLUS ION
A diversified investment portfolio is a wise strategy when the economy shifts negatively.
Take note of the different retirement investments you can channel your funds to, and which
can get you more savings when you enter the retirement period. It is also a wise move to
keep your assets liquid so you will be able to move and shift them when necessary.
Gold and silver remain among the most secure assets to have in your investment portfolio.
The budgets allocated for gold explorations have been significantly reduced, which means
that there will be a higher demand for it and will have a high value in the market. You would
be able to easily trade your gold. It will be able to protect you when inflation comes, which
will be essential when the U.S. dollar will start to make a significant decline.
Consult with your financial advisor about the best strategies that can apply to you and what
you can implement in your finances. Explore how you can move around your IRAs and 401(k)
to get the most benefit. You will be surprised to discover how much money you can save if
you take the time to gather as much knowledge and information as you can.
The financial and economic world keeps shifting, and you really never know what is going to
happen next. All you can do is to prepare by keeping yourself updated with current affairs,
learning as much as you can, and arranging your finances in a wise manner that will cushion
you in the face of economic collapse. This book aims to have given you the fundamental
knowledge you need to know, so you will be able to position yourself and your finances.
19
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800-300-4653
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6586 W. Atlantic Ave #1304, Delray Beach, FL 33446
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The True Gold Republic Gold Group (TGR) is a family-owned company in California and
Florida that helps individuals and families diversify and protect their wealth with
precious metals. Through our website, publications and expert Product Specialists,
True Gold offers a wealth of precious metals market perspective that
empowers both new and experienced investors.